≡ Menu

Joint Home Loan- Another way to achieve your dreams

Joint Home Loan

 Sarvajeet: Uncle, you have covered almost everything in Home Loan section, but there is one thing that I want to ask you. That is about Joint Home Loan. I think, this is another way to attain your dream i.e. buying your own house. We are living in the era where home pricing are skyrocketing and beyond Read More

Home Loan and Insurance

Home Loan Protection Plan (HLPP)

Sarvajeet: Uncle, till now, we have discussed various aspects of Home Insurance. But I have one real life scenario in my mind. Amit, you will be shocked after listening to this scenario. It happened like this; one of neighbours – Mr. Shyam brought a new house, and he had taken home loan worth Rs. 40 Read More

Documents Required for Home Loan

document Checklist for home loan

Amit: Uncle, till now we discussed about everything about home loan i.e introduction, basics of home loan, floating vs fixed interest rate, tenure of loan, how EMI is calculated, and prepayment of home loan. But uncle, in order to get your home loan approved by banks and other housing finance companies, you have to submit Read More

Budget 2014 and Income Tax

Budget 2014 and tax savings

On 10th July, 2014, Finance Minister has presented budget of new government. The Budget announcements will lead to big savings for income tax payers. Here are a few ways the life of a common man changed so far. 1. Increase in Tax Slabs Personal Income-tax exemption limit raised by Rs 50,000, that is, from Rs 2 Read More

What is Mutual Fund?

How mutual fund works

One of my friends, Amit recently called me. It was a casual conversation about life after college, job, friends and so on. In our conversation, Amit mentioned about financial planning, investments, insurance, Tax Planning etc and he wanted to know more about this. Amit has bagged the job and started working in IT Company. He Read More